Business Banking
Our team is dedicated to providing local businesses with premier banking services. We accommodate all organizations regardless of size and work with local owners to customize their business accounts to fit their company's needs.
Services include
FDIC insurance up to $250,000, and up to $10,000,000 upon request
Detailed monthly statements, including account analysis statements
Checks returned and unlimited check writing
Mobile Banking, Online Banking, and Debit Cards
Commercial drive-up window with extended hours
Merchant processing for credit card transactions
Endorsement stamps and night deposit bags
A Note on Deposit Insurance:
The safety of our customers’ deposits is paramount. All State Bank deposits are FDIC-insured up to $250,000. State Bank has established a partnership with IntraFi that enables us to provide fully FDIC-insured deposits of up to $10,000,000. If you would like to opt-in to additional FDIC insurance on your deposits, please make sure to let us know when opening your account.
Business Banking.
Made Personal.
Business Checking
A checking account to meet all your banking needs. This account comes with full Online Banking, Mobile Banking, and Debit Card benefits as well as a free first single check order. There is no limit to the number of checks, and you are not charged per check on this account. Business Requires a $50.00 minimum deposit to open and maintain the account. This can be waived by setting up direct deposit or automatic transfer.
Interest-Bearing Business Checking
Earn interest on your deposits, with no limits on withdrawals. This is an interest-bearing checking account with full Online Banking, Mobile Banking, and Debit Card benefits as well as a free first single check order. There is no limit to the number of checks that can be written against this account. Requires a $50.00 minimum deposit to open and maintain the account. This can be waived by setting up direct deposit or automatic transfer. This account requires an automatic deposit or withdrawal.
Business Money Market
Our highest-yield deposit account. Business Money Market accounts require a $50.00 minimum deposit to open. Transfers are limited to six per month with no more than three by check or draft. Over-the-counter transactions are unlimited.
Checking Accounts
Lending
Business Loans
As a community bank, all decisions are made locally and in-house. We don’t have to follow instructions set by corporate headquarters that know nothing about you. We pride ourselves on getting to know your needs, adopting a “Yes, If” mentality to find creative solutions to help you meet your financial goals.
When you are ready to add new equipment, expand your business, or make an acquisition, our experienced lenders will work to understand your business and provide the service you need. Whether it's short-term or long-term, commercial, real estate, S.B.A. loans, or construction, we'll be there to help you strengthen and develop your business.
Affordable loan rates, flexible terms to match your budget, and service-oriented lenders with decades of experience underwriting local business loans make us the ideal choice for your lending needs. We'll work with you to determine the type of loan that best fits your business, and we strive for the fastest possible response time.
If you have questions about your company's financial situation or are interested in applying for a loan, you can reach us by email at contactus@statebankwy.com or stop by any of our branches to speak with one of our experienced business loan professionals. We'll help you find the solution that's right for your company.
If you’d prefer to reach out to a member of our lending team directly, you can click the bios below to learn more about our lenders and get contact information.
Pete Delaurante
Chief Credit Officer
Jon Dolezal
President
Taylor Siemers
Loan Officer
Credit Accounts
State Bank Credit Cards
Put our business credit cards to work. State Bank credit cards offer rewards for every business purchase. Enjoy exceptional card benefits all backed by a powerful card management tool.
Certificates of Deposit (CDs)
Investment CDs
In today’s environment, people are looking for those "just right" investment opportunities to maximize their hard-earned dollars. Many find that Certificates of Deposit make an excellent choice.
Our Certificates pair competitive rates with safety and security. We offer a broad range of maturity dates and flexible interest-payment dates. Certificates are FDIC-insured up to $250,000. Our partnership with IntraFi enables us to provide FDIC-insured Certificates up to $10,000,000.
To learn more about our Certificates and get a quote on current rates, give us a call at any of our branches or contact us by email at contactus@statebankwy.com.